For PERSONAL For Businesses
Bait Bait

Never Sell Your
Bit coin

Biat is a cutting-edge, tech-enabled financial services platform that empowers cryptocurrency holders by allowing them to leverage their Bitcoin assets to secure fiat loans.

What is Biat, and how does it work? How do Bitcoin-backed loans on Biat Finance work? How does Biat Payments enable global transactions?
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Business Credit Powered
By Bitcoin

Biat for Business is a cutting-edge financial ecosystem designed to empower businesses by integrating Bitcoin and blockchain technology into their financial fund raising.

What is Biat, and how does it work? How do Bitcoin-backed loans on Biat Finance work? How does Biat Payments enable global transactions?

Empowering 10,000+ businesses in 50+ countries.

Empowering Empowering Financial Freedom with Bitcoin Financial Freedom with Bitcoin

Experience the future of finance with Biat—your all-in-one platform for Bitcoin-backed loans, payments, escrow, and more.

About Biat

Empowering a Decentralized Economy

Biat is a Bitcoin-powered financial ecosystem designed to make your money work smarter. By integrating blockchain technology, we provide seamless access to financial tools and services, empowering individuals and businesses to harness the full potential of Bitcoin.

Our offerings include:

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Bitcoin-Backed Loans
Bitcoin-Backed Loans:

Unlock liquidity without selling your Bitcoin.

Payments & Escrow
Payments & Escrow:

Secure, global, and transparent transactions.

Biat Stable
Biat Stable:

The world’s stablecoin, backed by Bitcoin and fiat reserves.

Biat BIX Exchange
Biat BIX Exchange:

Trade, invest, and grow your assets with ease.

Why Choose Biat?

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Transparent Blockchain Technology
Transparent Blockchain Technology:
Competitive Loan-to-Value (LTV) Ratios
Competitive Loan-to-Value (LTV) Ratios:
24/7 Global Accessibility
24/7 Global Accessibility:
Security You Can Trust
Security You Can Trust:

Bitcoin-Backed Loans

Your Bitcoin, Your Terms

Access instant liquidity with Biat Finance. Secure fiat loans with your Bitcoin as collateral—no credit checks, no hassle. Whether it’s for personal use, business needs, or investments, our Bitcoin-backed loans put you in control of your financial future.

Up to 75% Loan-to-Value (LTV)

Up to 75% Loan-to-Value (LTV)

Maximize your borrowing power by collateralizing your Bitcoin.

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Flexible repayment terms

Flexible repayment terms

Choose repayment terms that fit your financial plan.

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Instant approval and fund disbursement

Instant approval and fund disbursement

Get quick access to funds when you need them most.

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Zero impact on your Bitcoin holdings

Zero impact on your Bitcoin holdings

Retain ownership and benefit from potential future growth.

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Start My Loan Application

LTV Calculator

Calculate Your Loan Potential

Discover how much you can borrow with Biat Finance by using our real-time LTV Calculator. Based on the current USD/BTC price, our calculator shows the exact loan amount you can access by collateralizing your Bitcoin.

50% 75%
Selected Ratio: 50%
Get My Loan

Example: If you hold 1 BTC valued at $40,000 and select an LTV of 70%, you can borrow up to $28,000.

Payments & Escrow

Global Transactions Made Simple

Biat Payments and Escrow bring transparency and security to your financial transactions. Whether you’re paying vendors, managing payroll, or finalizing a deal, our blockchain-powered tools ensure your funds are safe until conditions are met.

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Pay or get paid in Bitcoin or fiat currencies.

Pay or get paid in Bitcoin or fiat currencies.

Automate global payroll for your business.

Automate global payroll for your business.

Use Biat Escrow for secure high value transactions

Use Biat Escrow for secure high value transactions

Biat Stable - The World Stablecoin

Stability You Can Count On

Biat Stable is a globally recognized stablecoin backed by Bitcoin and fiat reserves. Designed for cross-border payments, savings, and transactions, Biat Stable provides a reliable alternative to traditional currencies.

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Global accessibility without currency exchange fees.

Global accessibility without currency exchange fees.

Fully transparent reserves for complete trust.

Fully transparent reserves for complete trust.

Ideal for remittances, e-commerce, and savings.

Ideal for remittances, e-commerce, and savings.

Biat BIX Exchange

Trade, Invest, and Grow

Access a world of opportunities on Biat BIX Exchange. Trade Bitcoin, Biat Stable, and other cryptocurrencies with ease while enjoying low fees, high liquidity, and cutting-edge security.

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Real-time market analysis

Real-time market analysis

Multi-currency support

Multi-currency support

Tokenized investment opportunities

Tokenized investment opportunities

Security & Transparency

Your Security is Our Priority

At Biat, we prioritize the safety of your assets. Leveraging advanced blockchain technology, we provide transparent and secure services you can trust.

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Multi-signature wallets

Multi-signature wallets

Real-time transaction monitoring

Real-time transaction monitoring

Regular audits and reserves transparency

Regular audits and reserves transparency